In May 2015 Chase started making it more difficult to get approved for Freedom or Sapphire cards if you have been approved for 5 credit cards in the past 24 months. It was dubbed the “5/24 rule.” In May 2016 “5/24” started applying to more cards, including Ink and United, though others like British Airways, Hyatt, and IHG Want to continue reading this post? Click here!