Barclaycard is offering theBarclaycard&reg; Ring MasterCard&reg; No Balance Transfer Fees - start saving immediately! A low variable APR on balance transfers and purchases No Annual Fee and No Foreign Transaction Fee Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad Choose your card benefits and features Get rewarded through the new Giveback&trade; program, where Barclaycard Ring members get money back for good performance Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online Complimentary FICO&reg; Credit Scores as a benefit to active card members. Opt-in to have instant and convenient access to FICO&reg; Scores from your Barclaycard online account. <!-- This is an good low interest card and has no balance transfer, perfect for those who carry debt or are rebuilding their credit. It is an excellent choice if you travel internationally since there is no foreign transaction fee which many other cards can charge upwards of 3%. -->